他是一个懒鬼，把天资埋没了。只要发挥出他的才干，再加上一点干劲，他可以干出一番惊天动地的大事来。 He is a lazy devil and keeps his talent in a napkin, with his ability and a little energy he could set the Thames on fire.
才华个人的天资或才能；天才 Individual endowment or ability; talent.
天资天生的能力，如学习；天资 An inherent ability, as for learning; a talent.
她很有天资，能成为天下无敌的选手。 She has enough talent as a player to be a world-beater.